ReliaPilot · Built for Brokers & Agency Networks

Insurance
Intelligence Platform.

ReliaPilot sits at the center of your agency — automating submissions, renewals, COIs, and coverage analysis across Personal Lines and Commercial, under human-in-the-loop guardrails designed to protect your E&O.

ReliaPilot Insurance Intelligence Platform
Active
Agency Brain
"Which accounts are due for renewal within 90 days?"
Found 31 accounts — 8 flagged as high-priority. Renewal prep queued.
"Prepare my E&O submission for Summit Technologies — pull prior acts and carrier supplements."
Quote-to-bind · Last 90 days · By producer
A. Rivera
82%
M. Chen
68%
J. Torres
55%
Your Workflows Automated
Submission Intake
Quote Comparison
Policy Review
Proposal Generation
Renewal Management
Coverage Gap Analysis
ACORD Form Pre-Fill
Client Onboarding
Submission Packets
Coverage Benchmarking
The Problem

Insurance agencies run on tribal knowledge, manual rekeying, and systems that don't talk to each other.

Every workflow — from a commercial submission to a personal auto renewal — costs more time than it should. The cost compounds across every producer, every account, every day.

Carrier Supplement Rekeying
4–7 Supplements
Every E&O, Cyber, and D&O submission requires carrier-specific supplements — Hartford, Chubb, Markel all want different formats. None of it is in the AMS. Producers fill them manually from memory, every time.
P&C Quote Reconciliation
45 Min Per Household
Carriers return different premiums for the same risk across different quote formats. Producers manually read each quote, reconcile coverage terms, and guess at the best option — 45 minutes per household that should take 5.
COI E&O Exposure
E&O Exposure
Certificate holders demand real-time COIs. One wrong additional insured, one missed endorsement, and you have an E&O claim. Manual issuance makes this inevitable at volume.
Commercial Renewal Leakage
60% of Renewals
D&O, Cyber, and Umbrella accounts go to market without a coverage gap analysis more than half the time. You compete on price because nobody had time to build the coverage story.
Knowledge Concentration Risk
89% Quit in 3 Years
Your best producer knows the D&O appetite for tech risks in your market. When they leave, that knowledge walks out. 400,000 insurance professionals projected to leave by 2026.
Staff Burnout
57% Spend Half Their Day on Admin
More than half of every producer's day disappears into data entry, rekeying, and manual follow-up. The work isn't hard — it's relentlessly manual.

"The agency's data is its most valuable asset — and it's locked inside systems that won't talk to each other. That's the problem Agency Brain solves."

Our Solution

Two root causes. Both solved.

Every problem above traces to workflows nobody automated, or knowledge nobody captured. Workflow Orchestration fixes the first. Agency Brain fixes the second. Both run on top of the systems you already use.

Engine
Workflow Orchestration
Every submission, COI, renewal, and proposal — agent-driven, human-approved, and E&O-aware. Your team stops rekeying and starts advising. Zero manual handoffs across every workflow.
Fixes from the problems above
ACORD Rekeying COI E&O Exposure Renewal Leakage Staff Burnout P&C Reconciliation
Differentiation
Agency Brain
Intelligence that compounds with every interaction. Every carrier placement, client conversation, and producer decision stays encoded — permanently. The knowledge that normally walks out the door stays in the system.
Fixes from the problems above
Knowledge Concentration Renewal Leakage Commercial Renewal Leakage
Foundation
Integration Layer
Bi-directional connectors to your AMS, CRM, email, and carrier portals. No rip-and-replace. No IT project. Live in 30 days.
Interface
Queryable Chat Agent
Plain-English access to everything above. Ask anything across your book, your team, and your workflows. Act on the answer.
Runs on top of your existing stack
Applied Epic AMS360 Gmail / Outlook Carrier Portals DocuSign ZohoSign Zoho
Built for Your Role · Your Lines of Business

Every role. Every line of business. One Agency Brain.

Whether you're a Producer closing commercial accounts or a CSR processing COIs — across Personal Lines or Commercial — ReliaPilot speaks your language and works your workflows.

Producer
Sales & New Business
Close more commercial accounts. Prepare E&O, Cyber, and D&O submissions while working your relationships. Quote-to-bind in the same meeting.
Learn more
Account Manager
Renewals & Retention
Handle 40% more renewals. AI-prepared coverage review packages, gap analysis on every account, and proposals drafted before you even open the file.
Learn more
CSR
Service & Operations
Validate COIs against the policy of record and answer coverage questions in seconds. Every certificate cross-checked before it leaves the agency. No more E&O exposure.
Learn more
Agency Owner
Leadership & Strategy
Full visibility into your book, pipeline, and team performance. Know your quote-to-bind ratio by producer and LOB. Spot renewal leakage before it happens.
Learn more
Sales Team
Growth & Prospecting
Win business same-day. Instant coverage gap analysis on a prospect's expiring policy. Walk in with gaps; walk out with the account.
Learn more
Lines of Business
Personal Lines — P&C Auto & Home
From comparative rating to multi-policy household management — the full P&C workflow, built around how your agency operates.
Personal Auto Homeowners Personal Umbrella Personal Articles Identity Theft / Cyber
  • Multi-carrier comparative rating, reconciled not raw
  • CLUE and MVR interpretation, automated
  • Coastal and high-value home specialty workflows
  • Household cross-sell identification at every renewal
See P&C Auto & Home workflows →
Commercial Lines
From BOP to complex D&O, Cyber, and Umbrella towers — deep workflows for every line your producers write.
E&O / Prof. Liability Cyber Liability D&O Commercial Auto Inland Marine Umbrella Key Person
  • ACORD 125/126/130 auto-population from AMS
  • Carrier supplement completion for specialty lines
  • Tower analysis for Umbrella and Excess layers
  • Multi-year loss run summary for underwriters
See Commercial workflows →
Workflow Automation

Agency & Brokerage Workflows, Automated.

The highest-impact automations your agency can deploy — each live within your first 30 days.

Submission Prep
Prior acts pulled, carrier supplement completed, submission packaged — Agency Brain has it ready before the producer opens the file. E&O, Cyber, D&O, and BOP included.
Commercial Lines · 4 hrs → 45 min
See Commercial workflows
COI Validation
Every certificate cross-checked against the policy of record before it leaves the agency. Limits, additional insured, endorsements, and effective dates — all verified.
Agency Operations · 18 min → 2 min
See Operations workflows
Renewal Intelligence
Coverage review packages prepared 90 days before renewal. Gap analysis run on every account — not just the ones your producers have time for. No account falls through.
P&C & Commercial · T–90 Every Account
See Renewal workflows
The Agency Brain

Intelligence that compounds.
Memory that never leaves.

Not a chatbot. Not a search engine. Agency Brain is a persistent intelligence layer — the second brain your agency has never had. It accumulates context from every customer conversation, carrier placement, and internal decision, and makes that intelligence available to every person in your agency, on every account, forever.

Every interaction is a trace. Every placement is a signal. Every decision compounds. The system improves against your outcomes — not generic AI benchmarks.

Customer Context
Every conversation, renewal touchpoint, COI request, and coverage change — captured. Agency Brain remembers every client interaction so you don't have to.
Relationship memory
Carrier Intelligence
Every submission outcome, appetite signal, and hit ratio — encoded from your actual placement history. Knows which carriers write your risks, not industry averages.
Placement knowledge
Internal Knowledge
Every producer decision, workflow outcome, and placement strategy — permanently retained. When your best producer leaves, their expertise stays in the Agency Brain.
Institutional memory
Compounds Over Time
Every interaction makes it smarter. Bind rates, coverage decisions, carrier appetite — the intelligence improves against your outcomes, not external benchmarks.
Self-improving
ReliaPilot · Agency Brain
Answers powered by your context
"Who should I approach for DataPath Technologies' E&O renewal?"
Based on your 18 E&O placements with NJ tech firms since 2022 — Hartford accepted 15. DataPath bound with Hartford last year at $42K, 0 loss ratio. Recommended: Hartford, then Travelers as backup.
AMS History Prior Submission Loss Data
"What coverage gaps should I flag for the Martinez renewal?"
Martinez added a 3rd driver (age 19) in March — no umbrella review was triggered. Auto limits ($100K/$300K) don't support umbrella minimum. Cross-sell opportunity: Personal Umbrella.
Policy History Household Profile Coverage Rules
"Why did we lose the Apex Construction account last year?"
Renewal proposal delivered 8 days past expiration. Apex requested umbrella tower review that wasn't completed. No follow-up email logged after T–30. Competing broker delivered 3 days before expiry.
Email History Renewal Log Activity Timeline
Security & Compliance

Your client data never trains an AI model.

Built for the compliance requirements of independent brokerages and agency networks. Every action is logged, every decision is human-approved, and your data stays yours.

Human-in-the-Loop
Human approval required on every action. E&O-safe by design. No AI acts autonomously on your book.
Agency Data Isolation
Your data is logically isolated from every other agency. Client data is never co-mingled — single-tenant deployment available for agencies that require it.
Full Audit Trail
Every action logged and auditable. Timestamp, user, outcome. Your E&O carrier will ask — we have the answer.
Data Never Trains Models
Your client data never leaves your environment to train AI models. Zero data retention policy.
Get Started

Start with one workflow. Expand as you grow.

Most agencies go live on their first workflow within 30 days. No IT project. No rip-and-replace. Three senior AI experts dedicated to your deployment.

COI Validation
Every certificate cross-checked against the policy of record before it leaves the agency. E&O risk reduced from day one.
Commercial Submission Prep
Cut submission time by 80% for your top commercial lines. E&O, Cyber, D&O.
Renewal Intelligence
AI-prepared coverage review packages and gap analysis on every account — before the AM opens the file.
Book a Demo → Talk to an Insurance Expert