COI Validation Intelligence
Every certificate cross-referenced against the policy of record before it leaves the agency — limits, additional insured language, effective dates, and endorsements verified. E&O exposure caught at the source.
Coverage Question Answering
Policy language lookup in seconds. Cite the exact policy section, interpret the language, and draft the client response.
Policy Review for Accuracy
Issued policy compared to binder. Coverage mismatches, limit discrepancies, and missing endorsements flagged before the client ever calls.
Contract Requirements Checking
Certificate holder's contract requires specific additional insured language, waiver of subrogation, or minimum limits? Read the contract and flag any policy deficiency before the COI is issued.
Email & Request Triage
Client emails pre-worked before the CSR opens them — a COI request arrives with the policy already pulled and limits verified, a coverage question arrives with the relevant policy section already cited. Routing is basic; intelligence is the point.
Claims Coverage Intelligence
When a claim comes in, read the incident details against the policy before the CSR makes a single call — coverage determination, relevant exclusions, and carrier next steps surfaced immediately. The AMS handles the log; Agency Brain handles the answer.